Moneyme Personal Loan Interest Rate, Features, Eligibility, and Application Process

A personal loan is a widely sought-after financial tool that helps unlock the financial dreams of an individual. Whether it is for a dream vacation, educational purpose, home improvement, or business development, a personal loan can aid you by supplying necessary funds at low-interest rates. When it comes to personal loan lenders, MoneyMe is a renowned Australian personal loan lender with a strong history of issuing personal loans to individuals for various purposes. The institution highly runs on technology and all its personal loans are swiftly processed online. 

If you seek a paperless application process with rapid personal loan approval, MoneyMe is the ideal loan lender for you. Also, security is at the forefront for MoneyMe as it employs the best online security measures to safeguard transactions and payments. All you need to do is provide your personal and credit details to get approval for the personal loan in no time. For the unversed, Moneyme Personal Loan is an unsecured loan, which means you need not provide any collateral to the company to secure the loan. 

Moneyme Personal Loan

If you are looking for instant money to take care of your urgent needs, you can always look up to Moneyme Personal Loans. The financial institution has a lot to offer under its belt and Australians can rely on it when they are in dire need of fast money. Moreover, the loan is provided at a low-interest rate to the customers. The best part is that customers can build a strong credit portfolio by repaying the loan on time, which ultimately helps them grab a huge loan in the future. 

Moneyme Personal Loan Interest Rate

Moneyme is named for offering personal loans at low interest rates. Moneyme Personal Loan Interest Rate range from 8.99 to 29.99% PA. Moneyme sanctions loan amount up to $50,000. The repayment tenure is 3 months to 2 years. You can calculate the personal loan interest rate using the built-in calculator available on the official website of Moneyme. You can find the details like the total amount, interest rate, and repayment terms. 

While sanctioning the loan online, Moneyme takes into consideration various factors like credit score, income, living expenses, and employment history. The online tool will assist you in learning essential things like how much to borrow, and compare personal loans, and repayments. You can also find out the fees that are associated with your loan. 

Features Of A Moneyme Personal Loan

MoneyMe has tons of impressive features to offer to its customers across Australia. The institution targets all kinds of loan borrowers from across the country and it is all thanks to its ultimate features that customers make their way to MoneyMe often. Check out the features of Moneyme here.

Complete Online Process

MoneyMe runs its entire finance business online. Customers who prefer online loans over offline can apply for MoneyMe and enjoy the benefits and features offered by it. 

Tailored Personal Loans 

Unlike other loan lenders that provide similar personal loans for all individuals, MoneyMe provides tailored personal loans thoroughly considering the requirements of the customers. 

Huge Loan Amount Disbursal

Customers who are in need of a huge loan amount can give MoneyMe a try as it often disburses huge loan amounts to its customers depending on their credit rating. Currently, it disburses loan amount up to $50,000. 


MoneyMe charges are very transparent and all it charges is the one-time establishment fee on loan approval and sanctioning. It also taxes fees on late fees.

Lowest-Interest Rate Guaranteed

The interest rates on MoneyMe’s personal loan are quite low compared to its competitors. However, the credit history plays a key role in deciding the interest rate. The better the credit history is, the lowest the interest rate will be.

Paperless Application Process

If you want to go paperless to attain a personal loan, MoneyMe alone can fulfill your wish. The financial institution supports paperless application process, which means everything is carried out online. The processing time is saved due to the paperless procedure of MoneyMe. In short, just by sitting at the comfort their favourite couch, individuals can apply for a personal loan with MoneyMe.

Instant Loan Approval

If you are in urgent need of cash, MoneyMe can be your saviour. You can instantly get your fund to your account as the personal loan approval is carried at lightening speed at MoneyMe. 

Reliable Loan Lender

MoneyMe though is an online platform of finances, it is quite trustworthy and reliable. It mainly aims at making finances accessible to everyone without much waiting time. 

Bad Credit History Doesn’t Matter Here

Usually, a bad credit history cannot fetch an individual a personal loan easily, but MoneyMe is an exception to this. Even though you have a bad credit history in the past, you can still attain a personal loan from MoneyMe without hassle. 

Moneyme Personal Loan Eligibility

In order to be eligible to get a loan from MoneyMe the individual has to satisfy certain eligibility criteria. The criteria is:

  • The individual has to provide proof of current job. 
  • The individual must be a citizen of Australia.
  • The individual should be minimum 18 years old.
  • Should be able to provide details about the debts and loan repayments.

How To Apply For A Moneyme Personal Loan?

As MoneyMe is an online lender, you can apply for a personal loan only through online platform. Nevertheless, the application process is quite easy and can be completed in no time. 

  • Go to the official website of MoneyMe and click on “Apply Now”.
  • Click on “Start your application” and fill in the form with the necessary details which include your name, phone number, email address, bank account details, etc.
  • Submit the application online. 

If the details you provided are satisfactory to MoneyMe, it may process your personal loan request instantly and you might get the funds in your account in an hour or so. However, it may sometimes take longer if MoneyMe wants to verify your profile thoroughly.

MoneyMe Contact

You can contact MoneyMe if you have any queries regarding the loan you want to take or you have already taken from it. 

Call: +61 1300 669 059


Official Website:…

Office Address:

Level 38, 100 Miller St North Sydney

Pros & Cons

It is a good idea to be aware of pros and cons before applying for a personal loan. 


  • Interest Rates personalized based on the credit history
  • Low-interest rates compared to peers
  • Quick loan approval and disbursal


  • Loan applicants have to pay establishment fees while applying for a personal loan with MoneyMe.
  • Bad Credit history means higher interest rates

Moneyme Personal Loans Review

MoneyMe lends personal loans for the outstanding customers who seek loans to fulfill their immediate needs. It lends an amount as huge as $50,000, which can be repaired in maximum of 5 years. MoneyMe charges establishment fee during the loan approval and late fee and there are no hidden charges other than these. 

The best part is that, MoneyMe supports flexible repayments, which helps customers repay their loan easily without facing penalty. Customers who seek direct interaction with the loan lenders may not find MoneyMe apt or reliable as it is completely online and one cannot find any of its branches offline. 

Coming to interest rates, it greatly relies on the credit history of the borrower. If the credit history is good, the borrower can grab the loan at an impressive interest rate and on the other hand, if the credit history is bad, the borrower may have to pay higher interest rates.

We hope this Moneyme Personal Loan Review has helped you determine if the personal loan offered by MoneyMe is your cup of tea or not. We request our readers to compare the interest rates offered by different lenders before applying for the loan, rather than rushing into things. For more loan articles have a glance at our website

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