YES Bank Holidays List 2022 India

Exploring Yes Bank Holidays 2022? If so, you are in the right place. Yes Bank was established in the year 2004 in Mumbai, Maharashtra. With a wide range of banking services, Yes Bank serves thousands and thousands of retail and corporate customers across different parts of the nation. In 2020, RBI took control of Yes Bank and started operating it under its supervision. As of 2021, more than 23000 employees are working in different branches of Yes Bank all over India.

The key banking products and financial services offered by Yes Bank include credit cards, finance, insurance, corporate, consumer, and private banking, etc. Besides this, Yes bank also delivers internet banking facilities t its customers so that they can perform the maximum banking transactions conveniently right from the home or workplace. However, there will be certain banking services that a customer can access only by visiting the bank branch. 

In such a situation, the Yes bank customers need to know whether the bank is closed or remains a working day. By knowing the YES Bank holiday list, the bankers will be able to walk to the nearest branch on a working day and finish the bank-related work easily without any hassle. If you visit the bank branch on a non-working day or YES Bank holidays, it would become a waste of time. To evade such issues, we have compiled the YES Bank holidays list 2022 in this article. Have a look!

YES Bank Holiday List 2022

YES Bank is one of the prominent private sector banks in India that offers a comprehensive banking experience to its customers through a large-scale network of more than thousands of branches across the nation. Yes Bank has expanded its roots throughout the country by setting up more than 1000 branches and about 1800 ATMs in and across different cities. 

As there are several branches and ATMs at every corner, the customers can easily carry out their bank-related transactions and utilize exceptional banking services. Mostly, Yes bank has set up its branches at a convenient distance from one’s home or workplace. This helps the customers to visit the nearest bank during business hours and acquire a first-class and consistent banking experience. Despite following the principle of Anywhere Banking, Yes Bank may not offer anytime banking. 

Yes bank follows the rules and regulations devised by the Reserve Bank of India. Based on the RBI guidelines, Yes Bank will release the YES Bank holiday list every year on special occasions, regional festivals, national events, and more. Yes Bank will carry out its operations at various branches during specified working hours. As per the RBI regulations, Yes Bank will remain shut on all 2nd and 4th Saturdays. 

As per the Indian Government’s declaration, all Sundays are considered holidays, not only in the banking sector but also across various sectors in the nation. Hence, all Sundays that fall every month throughout the year, 2nd and 4th Saturdays are considered YES Bank holidays in India. If you are not aware Yes Bank remains closed or open today then, you must go through this in-depth article. 

In this article, we have covered the YES Bank holidays list 2022 including the holiday description, day, date, and the states that observe holidays on those specific occasions. Have a look!

YES Bank Holidays in January 2022

January is one of the significant months of the year that comprises several festivals – both regional and national, special occasions, birth ceremonies of famous persons, and more. Makar Sankranti/Pongal, Republic Day, New Year’s Eve, and a lot more are observed as YES Bank holidays 2022 in January. 

January month comprises a total of 11 bank holidays including the second and fourth Saturdays. We have furnished the complete list of January month-wise Yes Bank Holidays in 2022 in the tabular form. Check it out!

Holiday DescriptionDateDayState
New Year’s Eve01 January 2022SaturdayArunachal Pradesh, Manipur, Meghalaya, Nagaland, Rajasthan, Sikkim, Nagaland, Telangana, Tamil Nadu
Second Saturday Bank Holiday08 January 2022SaturdayAll States and Union Territories
Guru Gobind Jayanti09 January 2022SundayChandigarh, Haryana
Swami Vivekananda Jayanti12 January 2022WednesdayWest Bengal
Magh Bihu14 January 2022FridayAssam
Makar Sankranti14 January 2022FridaySikkim, Telangana, Karnataka
Pongal15 January 2022SaturdayAndhra Pradesh, Arunachal Pradesh, Tamil Nadu
Uzhavar Thirunal16 January 2022SundayAndhra Pradesh, Tamil Nadu
Fourth Saturday Bank Holiday22 January 2022SaturdayAll States and Union Territories
Netaji Subhash Chandra Bose Jayanti23 January 2022SundayWest Bengal, Odisha
Republic Day26 January 2022WednesdayAndhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Goa, Haryana, Jammu and Kashmir, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal
Me-Dum-Me-Phi31 January 2022MondayAssam
YES Bank Holidays in January 2022

YES Bank Holidays in February 2022

Wondering how many YES Bank holidays 2022 in February? Yes Bank observes a plethora of occasions, events, and festivals as holidays in the month of February. The noteworthy occasions celebrated in February 2022 include Vasant Panchami, Guru Ravidas Jayanti, Chhatrapati Shivaji Maharaj Jayanti, and others. 

In the tabular form furnished below, we have compiled the list of bank holidays with description, date, day, and the states that observe different occasions as holidays in this month. On the whole, we can find a total of 7 bank holidays this month along with the second and fourth Saturdays. Check it out!

Holiday DescriptionDateDayState
Vasant Panchami05 February 2022SaturdayHaryana, Odisha, Punjab, West Bengal
Second Saturday Bank Holiday12 February 2022SaturdayAll States and Union Territories
Lui-Ngai-Ni15 February 2022TuesdayManipur
Hazrat Ali Jayanti15 February 2022TuesdayUttar Pradesh
Guru Ravidas Jayanti16 February 2022WednesdayPunjab, Haryana
Chhatrapati Shivaji Maharaj Jayanti19 February 2022SundayMaharashtra
State Day20 February 2022MondayArunachal Pradesh 
Fourth Saturday Bank Holiday26 February 2022SaturdayAll States and Union Territories
YES Bank Holidays in February 2022

YES Bank Holidays in March 2022

Yes Bank has released the YES Bank holidays list 2022 comprising state-wise holidays across various branches of the nation. March month has some prevalent occasions on which the bank observes it as a bank holiday. This month comprises a total of 9 bank holidays including the second and fourth Saturdays.

Mahashivaratri, Holi, Panchayati Raj Diwas, Losar, etc., are some of the significant occasions celebrated in the month of March 2022. We have covered the March month-wise holidays, holiday description, date, day, and states in the tabular form curated below. Have a glance!

Holiday DescriptionDateDayState
Maha Shivratri1 March 2022TuesdayAndhra Pradesh, Chandigarh, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Karnataka, Kerala, Maharashtra, Odisha, Punjab, Rajasthan, Telangana, Uttar Pradesh
Losar03 March 2022ThursdaySikkim
Panchayati raj Diwas05 March 2022SaturdayOdisha
Second Saturday Bank Holiday12 March 2022SaturdayAll States and UTs
Holi18 March 2022FridayAndhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Haryana, Jharkhand, Maharashtra, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Uttar Pradesh, West Bengal
Holi19 March 2022SaturdayAndhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Haryana, Jammu & Kashmir, Jharkhand, Maharashtra, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Uttar Pradesh
Bihar Day22 March 2022TuesdayBihar
S. Bhagat Singh Martyrdom Day23 March 2022WednesdayHaryana
Fourth Saturday Bank Holiday26 March 2022SaturdayAll States and Union Territories
YES Bank Holidays in March 2022

YES Bank Holidays in April 2022

How many YES Bank holidays in April 2022? If you are not aware of the list of holidays that falls in April 2022, just go through the tabular form presented below. This year, April month has some significance as it has more than YES Bank holidays 2022. 

Ram Navami, Ambedkar Jayanti, Good Friday, Ugadi, Tamil New Year, and others are the prominent occasions, regional festivals, and special days celebrated across different parts of the nation in April month. Including the second and fourth Saturdays, April month has almost 14 bank holidays as announced by the Yes Bank. Have a look!

Holiday DescriptionDateDayState
Odisha Day01 April 2022FridayOdisha
Gudi Padwa02 April 2022SaturdayMaharashtra
Telugu New Year02 April 2022SaturdayTamil Nadu
Sarhul Festival04 April 2022MondayJharkhand
Babu Jagjivan Ram Jayanti05 April 2022TuesdayAndhra Pradesh, Telangana
Second Saturday Bank Holiday09 April 2022SaturdayAll States and Union Territories
Ram Navami10 April 2022SundayAndhra Pradesh, Bihar, Chhattisgarh, Haryana, Maharashtra, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Uttar Pradesh
Ugadi13 April 2022WednesdayAndhra Pradesh, Assam, Jammu & Kashmir, Karnataka, Rajasthan, Telangana
Dr. B. R. Ambedkar Jayanti14 April 2022ThursdayAndhra Pradesh, Bihar, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Karnataka, Maharashtra, Manipur, Punjab, Rajasthan, Sikkim, Telangana, Uttar Pradesh, West Bengal 
Bohag Bihu14 April 2022ThursdayAssam
Mahavir Jayanti14 April 2022ThursdayChandigarh
Maha Vishubha Sankranthi14 April 2022ThursdayOdisha
Tamil New Year14 April 2022ThursdayTamil Nadu
Good Friday15 April 2022FridayAndhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Jharkhand, Karnataka, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal
Easter Saturday16 April 2022SaturdayNagaland
Easter Sunday17 April 2022SundayNagaland
Fourth Saturday Bank Holiday23 April 2022SaturdayAll States and Union Territories
Jamat-Ul-Wida29 April 2022FridayJammu & Kashmir
YES Bank Holidays in April 2022

YES Bank Holidays in May 2022

Want to check the YES Bank holidays list 2022? May is another significant month of the year as it comprises special days such as May Day/Labour Day, Eid-ul-Fitr/Ramzan, Guru Rabindranath Jayanti, and more. May month comprises a total of 7 holidays including the second and fourth Saturdays. Check it out!

Holiday DescriptionDateDayState
May Day/Labour Day01 May 2022SundayAssam, Bihar, Karnataka, Maharashtra, Manipur, Tamil Nadu, Telangana, West Bengal
Maharshi Parasuram Jayanti02 May 2022MondayRajasthan, Haryana
Eid-ul-Fitr/ Ramzan03 May 2022TuesdayAndhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Karnataka, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal
Guru Rabindranath Jayanti09 May 2022MondayWest Bengal
Second Saturday Bank Holiday14 May 2022SaturdayAll States and Union Territories
Buddha Purnima16 May 2022MondayChhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Maharashtra, Sikkim, Uttar Pradesh, West Bengal 
Fourth Saturday Bank Holiday28 May 2022SaturdayAll States and Union Territories
YES Bank Holidays in May 2022

YES Bank Holidays in June 2022

June is the mid-month of the year that has a few noteworthy days, special occasions, and more. Sant Guru Kabir Jayanti, Pahili Raja, Maharana Pratap Jayanti, etc., are the prevalent YES Bank holidays observed as bank holidays in the month of June 2022. In the month of June 2022, we can witness a total of 7 bank holidays including the second and fourth Saturdays. Check the tabular form furnished below!

Holiday DescriptionDateDayState
Maharana Pratap Jayanti02 June 2022ThursdayHaryana, Rajasthan
Shri Guru Arjun Dev Ji’s Martyrdom Day03 June 2022FridayPunjab
Second Saturday Bank Holiday11 June 2022SaturdayAll States and Union Territories
Sant Guru Kabir Jayanti14 June 2022TuesdayChhattisgarh, Haryana, Punjab
Pahili Raja14 June 2022TuesdayOdisha
YMA Day15 June 2022WednesdayOdisha
Fourth Saturday Bank Holiday25 June 2022SaturdayAll States and Union Territories
YES Bank Holidays in June 2022

YES Bank Holidays in July 2022

July month may not comprise national holidays. However, there are a few trivial occasions observed as YES Bank holidays in a few states of the nation. Bakri Id, Rath Yatra, Bhanu Jayanti, and others are the significant occasions that fall in the month of July 2022. We can find a total of 10 bank holidays issued by Yes Bank this month. In the tabular form furnished below, we have curated the July month-wise YES Bank holidays list 2022. Check it out!

Holiday DescriptionDateDayState
Rath Yatra01 July 2022FridayOdisha
Guru Hargobind Ji’s Birthday05 July 2022TuesdayJammu & Kashmir
Second Saturday Bank Holiday09 July 2022SaturdayAll States & Union Territories
Bakrid/Eid-al-Adha10 July 2022SundayAndhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Karnataka, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal
Bakri Id Holiday11 July 2022MondayJammu & Kashmir
Bhanu Jayanti13 July 2022WednesdaySikkim
Martyr’s Day13 July 2022WednesdayJammu & Kashmir
U Tirot Singh Day17 July 2022SundayMeghalaya
Fourth Saturday Bank Holiday23 July 2022SaturdayAll States and Union Territories
Bonalu24 July 2022SundayTelangana
S. Udham Singh Martyrdom’s Day31 July 2022SundayHaryana
YES Bank Holidays in July 2022

YES Bank Holidays in August 2022

August is a highly important month in a year that comprises a national holiday i.e., Independence Day which falls on the 15th of August every year. The most important occasions celebrated in August include Muharram, Independence Day, Janmashtami, Raksha Bandhan, Hartalika Teej, and others are the significant festivals and important days celebrated across the nation in the month of August. On the whole, August month comprises a total of 11 bank holidays as per the bank holidays list released by Yes bank. Check it out!

Holiday DescriptionDateDayState
Tendong Lho Rum Faat08 August 2022MondaySikkim
Muharram09 August 2022TuesdayAndhra Pradesh, Bihar, Chandigarh, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Maharashtra, Jharkhand, Rajasthan, Karnataka, Tamil Nadu, Telangana, Uttar Pradesh 
Raksha Bandhan12 August 2022Friday Chhattisgarh, Haryana, Odisha, Rajasthan, Uttar Pradesh
Second Saturday Bank Holiday13 August 2022SaturdayAll States and Union Territories
Independence Day15 August 2022MondayAssam, Bihar, Chandigarh, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Karnataka, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal
Parsi New Year16 August 2022TuesdayMaharashtra
Janmashtami19 August 2022FridayAndhra Pradesh, Bihar, Chandigarh, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Nagaland, Odisha, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh
Fourth Saturday Bank Holiday27 August 2022SaturdayAll States and Union Territories
Prakash Utsav Sri Guru Granth Sahib Ji28 August 2022SundayPunjab
Hartalika Teej29 August 2022MondaySikkim, Chhattisgarh
Ganesh Chathurthi31 August 2022WednesdayAndhra Pradesh, Delhi, Karnataka, Maharashtra, Odisha, Tamil Nadu, Telangana
YES Bank Holidays in August 2022

YES Bank Holidays in September 2022

In the month of September, we can witness a total of 9 YES Bank holidays 2022. The employees working at different branches of Yes Bank can enjoy bank holidays on 9 days of the month including the second and fourth Saturdays. 

Heroes’ Martyrdom Day, Maharaja Agrasen Jayanti, Mahalya Amavasya, etc., are the noteworthy occasions that fall in the month of September 2022. Check the complete list of YES Bank holidays 2022 that fall in September this year furnished in the tabular form. 

Holiday DescriptionDateDayState
Naukhai01 September 2022ThursdayOdisha
Teja Dashmi06 September 2022TuesdayRajasthan
Indra Jatra09 September 2022FridaySikkim
Second Saturday Bank Holiday10 September 2022SaturdayAll States and Union Territories
Heroes’ Martyrdom Day23 September 2022FridayHaryana
Fourth Saturday Bank Holiday24 September 2022SaturdayAll States and Union Territories
Mahalaya Amavasya25 September 2022SundayKarnataka, Odisha, West Bengal
First Day of Bathukamma25 September 2022SundayTelangana
Maharaja Agrasen Jayanti26 September 2022MondayHaryana
Ghatasthapna26 September 2022MondayRajasthan
S. Bhagat Singh Ji Jayanti28 September 2022WednesdayPunjab
YES Bank Holidays in September 2022

YES Bank Holidays in October 2022

October is another important and remarkable month of the year. It comprises a national holiday – Gandhi Jayanti on the 2nd of October. Besides this, there are several other noteworthy occasions celebrated by the public residing in different states of India. 

Dussehra, Diwali, Eid-e-Milad, and others are the prevalent occasions celebrated by almost all the states and union territories. In the month of October, we can witness a total of 14 bank holidays including the second and fourth Saturdays. Through the tabular form given below, we have presented the October month-wise YES Bank holidays list 2022. 

Holiday DescriptionDateDayState
Gandhi Jayanti02 October 2022SundayAndhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Karnataka, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal
Maha Ashtami03 October 2022MondayAndhra Pradesh, Jharkhand, Manipur, Odisha, Rajasthan, Sikkim, Telangana, West Bengal
Maha Navami04 October 2022TuesdayAssam, Bihar, Karnataka, Jharkhand, Meghalaya, Nagaland, Odisha, Sikkim, Tamil Nadu, Uttar Pradesh, West Bengal
Vijaya Dashami/Dussehra05 October 2022WednesdayWest Bengal, Andhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Karnataka, Maharashtra, Manipur, Meghalaya, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh
Second Saturday Bank Holiday08 October 2022SaturdayAll States and Union Territories
Eid-e-Milad09 October 2022SundayHaryana, Jammu & Kashmir, Jharkhand, Karnataka, Maharashtra, Nagaland, Odisha, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh, Andhra Pradesh, Chhattisgarh, Delhi
Maharshi Valmiki Jayanti09 October 2022SundayPunjab, Chandigarh
Lakshmi Puja09 October 2022SundayWest Bengal
Friday following Eid-e-Milad14 October 2022FridayJammu & Kashmir
Fourth Saturday Bank Holiday22 October 2022SaturdayAll States and Union Territories
Diwali24 October 2022MondayAndhra Pradesh,  Karnataka, Tamil Nadu, Telangana
Diwali25 October 2022TuesdayAndhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Haryana, Jammu & Kashmir, Jharkhand, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Uttar Pradesh, West Bengal
Diwali Holiday26 October 2022WednesdayHaryana, Karnataka, Maharashtra, Rajasthan, Uttar Pradesh
Bhai Dooj27 October 2022ThursdaySikkim, Uttar Pradesh
Chhath Puja30 October 2022SundayBihar, Chandigarh, Jharkhand
Chhath Puja Holiday31 October 2022MondayBihar
YES Bank Holidays in October 2022

YES Bank Holidays in November 2022

Looking for the YES Bank holiday list? If so, you have landed in the right place. In the tabular form presented below, we have covered the significant occasions that fall in November, holiday description, date, day, and the states that observe those occasions as a bank holiday. 

Guru Nanak Jayanti, Shri Guru Tej Bahadur Ji’s Martyrdom Day, etc., are the significant days marked as YES Bank holidays across different regions of India. There are a total of 10 bank holidays that fall in the month of November as observed by Yes bank. Take a look!

Holiday DescriptionDateDayState
Haryana Day01 November 2022TuesdayHaryana
Kannada Rajyothhsava01 November 2022TuesdayKarnataka
Kut01 November 2022TuesdayManipur
Guru Nanak Jayanti08 November 2022TuesdayAssam, Chandigarh, Chhattisgarh, Haryana, Jammu & Kashmir, Jharkhand, Maharashtra, Odisha, Punjab, Rajasthan, Telangana, Uttar Pradesh, West Bengal
Karthika Purnima08 November 2022TuesdayOdisha
Kanakadasa Jayanti11 November 2022FridayKarnataka
Second Saturday Bank Holiday12 November 2022SaturdayAll States and Union Territories
Lahbab Duchen15 November 2022TuesdaySikkim
Kanakadasa Jayanti22 November 2022TuesdayKarnataka
Seng Kut Snem23 November 2022WednesdayMeghalaya
Fourth Saturday Bank Holiday26 November 2022SaturdayAll States and Union Territories
Shri Guru Tej Bahadur Ji’s Martyrdom Day28 November 2022MondayPunjab
YES Bank Holidays in November 2022

YES Bank Holidays in December 2022

December is the very last month of the year that comprises several occasions. Yes Bank has released the YES Bank holidays list 2022 which falls in the December month. Christmas Eve, Guru Gobind Singh Jayanti, and others are the significant occasions that fall in the month of December. 

There are a total of 11 bank holidays in December month this year including the second and fourth Saturdays. We have furnished the complete list including the second and fourth Saturdays in the tabular form. Check it out!

Holiday DescriptionDateDayState
Second Saturday Bank Holiday10 December 2022SaturdayAll States and Union Territories
Pa Togan Nengminza Sangma12 December 2022 MondayMeghalaya
Death Anniversary of U So So Tham18 December 2022SundayMeghalaya
Guru Ghasidas Jayanti18 December 2022SundayChhattisgarh
Liberation Day19 December 2022MondayGoa
Fourth Saturday Bank Holiday24 December 2022SaturdayAll States and Union Territories
Christmas Eve25 December 2022SundayAndhra Pradesh, Assam, Bihar, Chhattisgarh, Chandigarh, Delhi, Haryana, Jammu & Kashmir, Jharkhand, Karnataka, Maharashtra, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal
Christmas Holiday26 December 2022MondayMeghalaya, Telangana
S. Udham Singh Jayanti26 December 2022MondayHaryana
Guru Gobind Singh Jayanti29 December 2022ThursdayChandigarh, Haryana
Tamu Losar30 December 2022FridaySikkim
New Year’s Eve31 December 2022SaturdayManipur, Meghalaya
YES Bank Holidays in December 2022

Conclusion

That’s all! This is everything you need to know about the YES Bank holiday list. Through this detailed guide, we have curated the list of significant holidays on which the Yes Bank announces bank holidays. We hope this guide about the YES Bank holidays 2022 has given adequate information. For more doubts or queries, ask us in the comments space. Visit our website – MoneyCompass frequently to learn more about the bank holidays, various banking services, the latest bank updates, etc.

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