The evolution of Credit Card in the banking field has significantly changed the way of carrying out financial transactions regularly. The virtual money that we use in the form of a credit card helps cardholders borrow funds from the lender to a certain pre-approved limit. The borrowed funds can be easily utilized by the customers to spend on their purchased goods and products. To evade unnecessary charges, customers need to repay the borrowed funds within a stipulated time following the banking policies and rules. If you are willing to apply for an SBI Credit Card, you can just do it in different ways – online or offline. Have you already applied for an SBI Credit Card? If so, you have a chance to track the SBI Credit Card Status. Once the application is submitted, it might take few working days for the concerned authorities to issue or approve the credit card. As an applicant, you can easily track the status of your credit card application online and offline. In this post, we mentioned the ways to track SBI Credit Card Application Status. Have a glance!
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SBI Credit Card Application Status Tracking
Want to track your SBI Credit Card Application Status? At the time of filling the application form, the cardholders will get an application number. The cardholders can use the application number to track the application status of the credit card either online or offline. Based on your preference, you can choose any of the methods to check SBI credit card tracking status. After the application submission, SBI Credit Card applicants might be eagerly waiting for the card. If you are highly anxious about the issuance of your credit card, you can get to know the application status easily from the official website. In this article, we furnished two different ways to track the SBI card status check. Check it out!
1. Check SBI Credit Card Application Status Online
One of the easy ways to check SBI credit card tracking status is from the official website i.e., online. In this method, there are two different ways to check the credit card application status i.e., using the application number and without using an application number.
With Application Number
Follow the simple steps given below to check the SBI card application status using the application number:
- First of all, go to the official website of the SBI Card from your device.
- On the home page of the website, you can find the option SBI Card. Just click on it.
- On the next screen, you can click on ‘Credit Cards’.
- On the credit cards page, you can tap the option ‘Track Application’.
- Once you tap the option, you will be redirected to a new page wherein you can find the ‘Track Application’ option.
- Under the Track Application section, you can enter the application number.
- Hit the Track button.
- In a few seconds, you can see the status of your SBI Credit Card application displayed on the screen.
Without Application Number
Another procedure to SBI credit card status check is without using an application number. Sometimes, people may not be aware of the application number. In such a case, they can utilize this procedure to track the status easily. Follow the steps furnished below:
- At first, click on Credit Cards on the official website of SBI.
- On that page, you can find the ‘Track Application’ button. Click it.
- On the next page, you can click the option ‘Retrieve Application.’
- It prompts you to enter your PAN Card Number and Date of Birth in the given fields.
- Enter the required details and click on the ‘Retrieve’ button.
- In a few seconds, you can get to know the SBI credit card application status check.
These are two different ways to check SBI Credit Card online.
2. Check SBI Credit Card Application Status Offline
To track the Credit Card application status, the applicants can utilize the offline procedure. The applicants can track the status through customer care service. Otherwise, you can even track the status by visiting the nearest bank branch.
Through Customer Care Service
SBI credit card applicants can easily track their credit card applications through the customer care service. Call the given number of the customer care service provided below. By following the instructions on the phone, you can get to know the application status.
- Customer Care Number: 1860-180-1290
- 39020202 [Use it with the local STD Code as a Prefix]
After calling the aforementioned numbers, you can request your SBI Credit Card Tracking Status.
Visit Nearest Branch
The applicants can visit the nearest branch of SBI and request to know their credit card application status. The applicants need to provide their application reference number, e-reference number, and date of birth to access the status of the credit card application. The bank executive in the SBI branch will help you track the status easily.
Different SBI Credit Card Application Statuses
Credit Card issuers will tell your credit card application progress at the time of tracking in the form of different statuses. In this post, we furnished all the SBI Credit card Application statuses for your credit card application. Check it out!
1. Progress
If your SBI Credit Card application is still in progress, you will get this application status at the time of tracking it. It indicates that the issuers might take some more time to process the application.
2. On Hold
Sometimes, the issuers may place your credit card application on hold without approving or disapproving. The on-hold status indicates that your credit card application has been put on hold for various reasons such as lack of required documents to complete the processing, failed document verification, etc. In such a case, you may receive a call or message from the SBI Bank executives.
3. Approved
This status indicates that your credit card application has been approved. You will soon receive the credit card.
4. Disapproved
If you don’t fulfill the eligibility criteria as per the banking policies and rules, your application will be disapproved. This status will be received by the cardholders. To know the exact reason behind the application disapproval, you can simply call SBI Customer Care.
5. Dispatched
If your credit card application is approved then, your card will be dispatched. This status will be received by the applicant. An SMS will be sent to your registered mobile number displaying the date and time of the credit card delivery.
That’s all! These are the five different statuses given by the bank executives that help the applicants understand the progress of their SBI Credit Card application status.
SBI Credit Card Status Related FAQs
Most people may have several doubts and queries about checking the SBI Credit Card Status online or offline. Here are some of the frequently asked questions regarding the SBI Credit Card Application Status. Check it out!
How long will it take to get Credit Card from SBI?
After submitting the credit card application to SBI, the issuers will deliver the card within 21 working days. However, SBI will send alerts regularly regarding the status of your credit card application to your registered mobile number.
How to Retrieve SBI Card Application Number?
On the official website, you can click the “Retrieve your Application’ form. Fill in your PAN number and date of birth in the given fields. This way, you can retrieve your saved application easily.
Why did SBI reject my credit card Application request?
For maintaining a low credit score, or low income for the selected card type, and nil credit history, the bank might reject your SBI Credit Card application. Some other reasons include failed background verification, incorrect selection of the type of credit card, and more. It is also important to fulfill the eligibility criteria to get a credit card. Make sure you contact the SBI Customer Care Service to understand the precise reason behind rejecting the application. After knowing the reason, you can rectify it and apply it once again after 3 months.
Well, this is everything you need to know about the SBI credit card status. We hope this guide about the SBI credit card application status check has given adequate information. If you still have any doubts or queries, just ask us in the comments section. For more related posts, visit our MoneyCompass on a frequent basis.