Max SBI Credit Card: Benefits, Eligibility, Documents Required, And Application Process

State Bank of India, one of the largest nationalized banks in the country offers a plethora of banking products and services to customers. SBI has partnered with Landmark Group and launched several unique co-branded credit cards. Landmark Group is one of the biggest retail industries that have huge goodwill in India. SBI and Landmark Group have jointly launched the co-branded Max Credit Card to help customers enjoy an unlimited shopping experience. Max SBI Credit Card has been designed for shopping addicts who love to shop quite often at Landmark stores that include the Max Fashion. Get to know more about the Max fashion SBI card, its benefits, key features, application procedure, eligibility, and more. Have a glimpse!

Max SBI Credit Card

Max SBI Credit Card is an exceptional credit card rolled out into the market as a one-stop payment solution for the whole family of the cardholder. This card renders an amazing shopping experience to the users across various categories such as fashion, home furnishing, which comprise both premium and affordable. SBI and Landmark have jointly launched three different variants in the Max Credit Card. It includes the base variant, SELECT, and PRIME. SBI in partnership with 4 different Landmark Group brands  [such as Max, Lifestyle, Home Centre, and Spar] launched different co-branded credit cards comprising several variants. One such Landmark Group brand is Max that has joined hands with SBI to launch the Max SBI Credit Card.

Max SBI Credit Card
Max SBI Credit Card

In this article, let’s discuss the benefits, features, fee particulars, and other details regarding the Max SBI Credit Card i.e., the base variant. With this Max SBI Card, cardholders can get exclusive benefits, a bunch of privileges, significant benefits, etc. Customers can even get a lot of milestone benefits, fuel surcharge benefits, and much more through the Max SBI Card. If you want to know more about the eligibility guidelines, fee information, etc., just go through this SBI Max credit card review.

Max SBI Card Eligibility

Are you planning to apply for a Max fashion SBI card? If so, you need to know the crucial eligibility rules and internal policies that come with the Max SBI Card. To apply for this credit card, an individual must fulfill certain eligibility guidelines. If you are not aware of the Max SBI Card eligibility criteria, just go through this article. Here, we listed out the major eligibility rules that an applicant must meet before heading to the application procedure. Check it out!

  • Applicant must and should be a citizen of India.
  • Salaried employees and self-employed individuals can apply for credit cards.
  • The applicant’s age should be a minimum of 18 years.
  • Individuals must maintain a good CIBIL Score so that he/she will be eligible for the credit card. [Prefarably 750 – CIBIL score]

Max Fashion SBI Credit Card Benefits

Customers can enjoy copious Max SBI Credit Card Benefits and features once they start accessing the card. If you are seeking to apply for the Max SBI Card, you need to know the key advantages and features of this credit card. In this article, we furnished the list of the Max SBI card features, its benefits, and a lot more. Have a glance!

1. Welcome Benefits

Individuals who access the Max fashion SBI card for the first time will get welcome benefits. The cardholders can get 2000 bonus reward points that are equivalent to INR 500 upon paying the annual fees without any delay.

2. Milestone Benefit

The customers can get collective milestone benefits of up to 16000 RP worth Rs. 4000. Individuals can easily obtain 8000 bonus reward points on the overall annual retail spending of Rs. 200000. 

3. Reward Benefits

Max SBI Cardholders can enjoy exclusively 5 reward points on every Rs. 100 expenditure at various online and retail Landmark Stores in the country. The major Landmark stores include Lifestyle, Max, Home Centre, and Spar. besides this, the cardholders can even get reward points on every Rs. 100 spent for dining and movies.

4. Fuel Surcharge Waiver

Individuals can get freedom from paying the 1% fuel surcharge across various petrol pumps in India by making transactions ranging between Rs. 500 and Rs. 3000 excluding the GST and other charges.

5. Renewal Benefit

By paying the renewal fees, the customers can get 2000 Reward Points worth Rs. 500.

6. Reward Redemption

Cardholders can redeem their reward points instantly at various Landmark outlets that include Lifestyle, Home Centre, and Max stores.

7. Flexipay

Flexipay is one of the noteworthy Max SBI card features through which cardholders can easily convert their transactions into easy monthly EMIs. Upon purchasing any product worth Rs. 2500 and more using this credit card, the customers have the provision to access Flexipay i.e., convert the transactions into monthly installments. Cardholders can utilize this Max SBI Credit Card Benefit by logging into the official website of SBI Card i.e., at sbicard.com.

8. Balance Transfer on EMI

For individuals who are planning to combine all their credit cards Dues into a single card, a balance transfer on EMI is the right option. Through this feature, the customers can save money while paying their credit card dues. Cardholders can quickly transfer the outstanding balance on other banks’ credit cards to their Max SBI Card. Moreover, the customers can avail a lower rate of interest and pay later in simple monthly installments. Cardholders need to log into the official website i.e., sbicard.com using the User ID and password. This way, the customers can easily avail of this service.

These are some of the significant Max SBI Credit Card Benefits offered to the SBI Max cardholders. 

SBI Max Credit Card Annual Fee & Charges

Applicants who are about to apply for the SBI Max Credit Card need to know vital information regarding the fee particulars. We furnished a  clear tabular form comprising the  SBI Max card annual fee and other additional charges. Check it out!

SBI Max Credit Card Fees/ChargesAmount
Annual Fee (one-time)Rs. 499 + GST
Renewal Fee (per annum)Rs. 499 + GST
Add-on Fee (per annum)Nil
Interest-Free Grace Period20 to 50 Days
Current Finance Charges3.50% per month [42% per annum]
Cash Payment feeRs. 250 + all applicable taxes
Cash Advance Fees  [At Domestic ATMs]2.5% or Rs. 500 whichever is higher
Cash Advance Fees  [At International ATMs]2.5% or Rs. 500, whichever is higher
Late Payment ChargesNIL for Total Amount due ranging between Rs.0 and Rs.500Rs. 400 for Total Amount due more than Rs. 500 & up to Rs. 1000Rs. 750 for Total Amount due ranging between Rs. 1000 & Rs. 10,000Rs. 950 for Total Amount due ranging between Rs. 10,000  and Rs. 25,000Rs. 1100 for Total Amount due greater than Rs. 25,000 and up to Rs. 50,000Rs. 1300 for Total Amount due greater than Rs. 50,000
Additional Late Payment Charges on missing payment of the minimum amount dueRs. 100
Payment Dishonor Charges2% of Payment Amount subject to minimum charges of Rs. 500
Card Replacement FeeRs. 100 to Rs. 250
Rewards Redemption FeeRs. 99 [Only on gifts, cash redemption, and particular vouchers]
Statement Retrieval FeeRs. 100 per statement
Credit Limit Increase FeeRs. 200
Foreign Currency Transaction fee: 3.5% (For All Cards excluding Elite & Aurum) 1.99% (For Elite and Aurum Cardholders Only)
Overdue Finance Charges3.65% per month (43.8% per annum)
SBI Max card annual fee

Documents Required to Apply for Max SBI Card

To apply for the Max SBI Credit Card, the applicants need to submit some of the crucial documents that prove their identity, address, age, occupation, and salary. Make sure you carry or submit all the relevant documents during the application process to acquire the Max SBI Card. The concerned authorities of SBI Card will approve or issue the credit card to the customers upon scrutinizing all the documents. In this SBI Max credit card review, we furnished the list of documents required to apply for the Max SBI Credit Card. Check it out!

A. For Income Proof

  • Last 3 months’ bank statement
  • Latest Form 16
  • One or Two Latest Salary Slips [Not more than 3 months old]

B. For Address Proof

  • Aadhaar Card
  • Any other government approved address proof
  • Bank Account Statement of the applicant 
  • Driving License
  • Job Card issued by NREGA
  • Passport
  • Person of Indian Origin Card
  • Property Registration Document
  • Ration Card
  • Utility Bills not more than 3 months old [Includes Electricity bill, water bill, telephone bill, etc.]

C. For Identity Proof

  • Aadhaar Card
  • Driving License
  • Job Card issued by NREGA
  • Letters issued by the UIDAI or any other government verified photo ID proof
  • Overseas Citizen of India Card
  • PAN Card
  • Passport
  • Person of Indian Origin Card
  • Voter ID Card

Make sure you produce both the original and Xerox copies of all the required documents during the application submission. Apart from the aforementioned documents, the bank authorities might ask for some other essential documents. Contact the representative beforehand to know the list of remaining documents. 

How to Apply for Max SBI Credit Card?

Individuals who are seeking to apply for the Max SBI Credit Card need to know the application procedure in a detailed manner. In this post, we explained a detailed guide on how to apply for SBI Max Credit Card online i.e., from the official website. Check it out!

  • Initially, navigate to the official SBI Card website i.e., at sbicard.com from your device.
  • On the home page of the official website, you can find different tabs displayed at the top of the page.
  • Place the mouse on the ‘Credit Cards’ tab. A list of credit cards will be displayed on the same page.
  • From the list of options, you need to click on the option ‘Shopping’ category.
  • All the credit cards that are related to the shopping category will be displayed on the screen.
  • Select the Max SBI Credit Card option and below that, you need to tap on the button ‘Apply Now’.
  • By tapping the button, you will be redirected to a new page wherein you need to enter the crucial information in the application form.
  • Make sure you enter all the personal details, professional details, and the current residential address in the provided spaces correctly without any typos.
  • Submit all your details. A new login id and password will be created.
  • Using the login details, log into the SBI Card account and proceed with the application filling procedure.
  • On the next page, you will be asked to enter the crucial details.
  • After filling in the details precisely, submit the application form online.
  • You need to attach some of the relevant documents along with the application form. 

That’s all! This is the simple procedure on how to apply for the SBI Max Credit Card online. If you still have any other doubts or queries related to the Max fashion SBI card, you can easily contact the SBI Card customer care service. Here are the customer care service numbers below:

18601801290 or 39020202 [prefix the local code]

Conclusion

That’s all! This is all about the Max SBI Credit Card. Cardholders can enjoy exclusive benefits and an unlimited shopping experience with this credit card. Customers can get additional reward points through this they can grab extra products based on their choice. We hope this SBI Max credit card review has guided you properly explaining all the key features, and significant points about the card. If you still have any queries or doubts, feel free to ask us in the comments space. Stay in touch with our website for more related articles on SBI Credit Cards.

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