SBI Credit Card Referral Code 2024 {2pWwMO1CqJG}

Exploring a working SBI Credit Card Referral Code? State Bank of India is one of the leading national banks in India that offers exclusive banking services and unique benefits through a variety of credit cards to customers. Credit Cardholders can utilize an exclusive Referral Code provision and earn unlimited benefits and vouchers. Apart from the benefits gained by the cardholders through the credit card, they can even get vouchers by referring their friends or family members at the time of SBI credit card application

State Bank of India delivers exceptional credit cards service to the customers through SBI Cards and Payment Services Limited. Individuals can easily apply for their desired credit card online provided they must fulfill the essential eligibility criteria. One can easily get an SBI Credit Card either directly or through a referral code as suggested by his/her friend or family member. 

By using the referral code for the credit card application, naive cardholders can enjoy unlimited benefits, amazing discounts, cashback offers, exclusive rewards, and much more. Sometimes, first-time card users can also get an additional credit limit by using the referral code. Here is everything you need to know about the SBI Referral Code, SBI Credit Card application procedure, SBI Credit Card Referral Working Code, and more. Have a glance!

SBI Credit Card Referral Program

SBI Referral Code renders unique bonus offers in the form of vouchers, rewards, and gift cards to first-time credit card users and for those who refer their friends and family members through the credit card application. SBI Card’s ‘Refer & Earn’ is the special online SBI Credit Card Referral Program available for all existing Credit Cardholders. Through this referral program, customers can easily refer their friends, family members, or colleagues at the time of applying for a new SBI Credit Card. 

In banking terms, the SBI Cardholder who refers his/her family members or friends will be known as a ‘Referrer’. On the other hand, the person who gets referred for the SBI Credit Card will be known as a ‘Referee’. The SBI Credit Card Referral Program is extremely beneficial to both the referee and referrer as they would get exclusive gift vouchers from the issuers. For instance, a referer [Or the existing credit cardholder] sends a referral code to the new credit card applicants [referee]. When the SBI Credit Card is issued to the referee, the referrer will earn a gift voucher worth Rs. 500 which is considered a ‘Referral Reward’.

SBI Credit Card Referral Code
SBI Credit Card Referral Code

On the eligibility front, all the existing SBI Credit cardholders will be eligible to utilize this SBI Credit Card Referral Program. Through this program, the existing cardholders can refer their family and friends to those who are seeking to apply for an SBI Credit Card. Each time, the referrer gets a voucher worth Rs. 500 as a referral reward upon a successful referral. The gift voucher amount would be directly credited to the referrer’s SBI Card account within 2 months [60 Days] of accessing the referred account. 

*Note: A referrer or the person who refers his/her friend with a referral code can refer up to 50 people per annum [calendar year] as part of the ‘Refer & Earn’ SBI Credit Card Referral Program.

How to Refer an SBI Customer?

Referrals can refer their family members, colleagues, and friends regarding the referral program through various modes such as the online referral form, sharing the referral link, or sharing the Referral Code SBI through SMS, Email, Facebook, WhatsApp, and others. Using three different options, the cardholders can share the referral code SBI with their friends or family. 

SBI Card Referral Code
SBI Card Referral Code

Alternative 1: Provide Referee Details

Enter the details of your family member friend or colleague. A link will be sent to the referee’s mobile number and email ID.

Alternative 2: Share the SBI Referral Code 

Just copy the referral code {ex: 2pWwMO1CqJG} and send the same to your family members, colleagues, or friends.

Alternative 3: Send an Invite through Social Media

Using any of the social media platforms, you can simply send an invite. You can share the invite through Facebook, Twitter, WhatsApp, Email, or a text message.

SBI Credit Card Referral Code {Working Code 2024}

Looking for a valid SBI Credit Card Referral Code? Here is a working code 2024 exclusively for SBI Credit Card customers. Using the working Referral code, the individuals can sign up for the SBI Card account and earn exclusive vouchers and discounts.  Why enjoy the benefits of an SBI Credit Card all for yourself? Share the joy and delight of the SBI Credit Card by referring your friends and family members. 

Earn great rewards for each referral. It’s a truly unbelievable offer that the existing cardholders or referrers can earn vouchers of up to Rs. 25000 per calendar year just by inviting friends and family members to apply for a new SBI Credit Card. Utilize this exclusive referral program to earn huge rewards each time your referees apply for a new credit card. Here is the working SBI Credit Card Referral Code that works exclusively for credit card applicants. Check it out!

Referral Code {Working Code 2024} – 2pWwMO1CqJG

The referrer will be eligible for this offer only when the referee applies for the SBI Credit Card directly from the automated referral mail or the referral link received by the referee. 

Here is a list of some of the recommended SBI Credit Cards that come with zero annual charges to the customers. Check it out!

1. SimplySAVE SBI Credit Card

  • Earn 2000 bonus reward points on the expenditure of Rs. 2000 in the first 2 months/60 days. 
  • Upon spending Rs. 100000 and above, your annual fees will be reversed.
  • Get a 1% fuel surcharge waiver across all the petrol pumps in India.
  • Enjoy 10 reward points per Rs. 100 spent on various things such as movies, departmental stores, grocery spending, movies, and dining.
  • To apply for a SIMPLYSAVE SBI Credit Card, Click Here.

2. SBI Card Prime

  • Get an e-gift voucher worth Rs. 3000 as a joining benefit.
  • Acquire a gift voucher worth Rs. 7000 from Yatra and Pantaloons upon spending Rs. 5 Lakhs in a year.
  • Gain 2 reward points on every Rs. 100 spent. Earn 10X rewards on expenses made during the cardholder’s birthday and 10X rewards on utility bills, purchases made at BigBasket, and others provide 15 reward points on every Rs. 100.
  • Earn 5x reward points on dining, movies, grocery, departmental stores, etc.
  • To Apply for SBI Prime Credit Card, Click Here.

3. SBI SimplyCLICK Credit Card

  • Get 5X reward points on online spending.
  • E-vouchers worth Rs. 2000 can be acquired by the cardholder on an annual online spending of Rs. 1 lakh and Rs. 2 Lakh each.
  • Earn 1X Reward Points on online spending with specific partners.
  • Get an instant gift card worth Rs. 500 upon joining.
  • To Apply for SBI SimplyClick Credit Card, Click Here.

4. SimplySAVE Advantage SBI Credit Card

  • Earn 10 Reward Points per Rs. 100 spent on dining, movies, grocery, and departmental stores.
  • 1 reward point per Rs. 100 spent on the remaining categories. 4 Reward points is equal to Re. 1.
  • Credit Card is free for the subsequent year when the annual spending reaches Rs. 1 lakh or above.
  • To Apply for SBI SimplySAVE Advantage Credit Card, Click Here.

5. SimplyCLICK Advantage SBI Credit Card

  • Obtain an Amazon gift card worth Rs. 500 upon joining.
  • Get 10X reward points on shopping at various websites including Amazon, Lenskart, UrbanClap, Cleartrip, BookMyShow, and others.
  • Acquire 5X rewards on all other online spendings.
  • Earn Rs. 2000 worth e-voucher on annual online spending of Rs. 1 Lakh and Rs. 2 Lakh.
  • Annual Fee waiver upon spending Rs. 1 Lakh in a year.
  • To Apply for SimplyCLICK Advantage SBI Credit Card, Click Here.

Procedure to Apply For SBI Credit Card

Follow the easy steps furnished below to apply for an SBI Credit Card through the official website of

  • Initially, navigate to the official SBI Card portal i.e., at from your device.
  • Another mode of applying for the SBI Credit Card is by using the Yono SBI mobile app.
  • On the home page of the website, you will find a wide variety of credit cards offered by SBI to its customers.
  • Just tap on the details of each card to know its annual charges, key benefits, and renewal or annual fees.
  • Once you get to know the information about credit cards, you can pick your preferred credit card that fulfills your requirements.
  • Just below your selected credit card, you can find the button ‘Apply Now’. Click on the button.
  • You will be redirected to a new web page wherein you will be prompted to fill in the crucial details such as the name, mobile number, and address.
  • Your registered mobile number will get an OTP. Enter the same in the provided field.
  • After the OTP verification, you can find the option ‘Referral Code’.
  • Use this Referral Code SBI – 2pWwMO1CqJG to sign up for the credit card application.
  • Further, you can hit the ‘Submit’ button.
  • After successful submission of the SBI Credit Card, you can track your credit card application status using the reference ID.
  • In case, you are eligible for the SBI Credit Card Referral Program, you will receive a free Rs. 500 gift voucher as you have used the referral code.

That’s all! This is the easy procedure on how to apply for SBI Credit Card online using the SBI Referral Code.


That’s all! This is all you need to know about the benefits of an SBI Referral Code. We assume this guide has given adequate information about the SBI Credit Card Referral Code, its benefits, the procedure to apply for a credit card using the referral code, amazing rewards, exclusive gift vouchers acquired by the referee and referrer, etc. 

Make sure you refer this referral code to your friends on whom you have some confidence that they would access the referral code link that you have sent them. Only when they access your shared link and applied for the credit card, you would get the aforesaid gift voucher worth Rs. 500 each time. If you still have any doubts regarding this topic, feel free to ask us in the comments space. 

For more informational posts and articles on SBI Credit Cards, application procedures, etc., just stay tuned to MoneyCompass.

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